How our portfolios performed in 2025
3 out of 4 model portfolios outperformed
🥇 InverseWealth portfolios yielded strong returns in 2025!
InverseWealth Portfolio Name | Performance |
|---|---|
Aggressive | 15.79% |
Moderately Aggressive | 18.07% |
Moderate | 17.72% |
All Weather (Conservative) | 13.50% |
Source: Altruist. Performance is from inception (May 2025) - Dec 31, 2025. Returns from a model portfolio trading account managed by InverseWealth. Clients may have experienced different results due to individual portfolio customizations, trading deviations and costs. Returns do not account for management fees & taxes. Past performance is not a guarantee or indication of future returns.1
2025 was a volatile year for investors.
It was also the year that we started tracking performance of our model portfolios.
Our portfolios navigated a challenging and volatile environment - without breaking a sweat 😅
And we are excited to share the results 🥁
3 out of 4 model portfolios outperformed their passive investing benchmarks. While taking less equity risk 🔥
Read on to learn more about how we did - and why you should consider us if you are looking to grow your wealth!
💰️ How we invest
Our goal is to grow your wealth as fast as possible.
But with a strong caveat - we want to do it with lower risk1 ⚠️
Here’s how we do it:
We reduce risk by diversifying portfolios across multiple asset classes (US stocks, international stocks, bonds, gold, commodities, crypto, etc).
This ensures that no single investment can tank your wealth.
We then layer it with our active monitoring & management strategy. Our active strategy is based on rules that have been tested and refined on years of data.
👉️ The combination of the two (well diversified portfolio + active management) is how we aim to deliver outstanding performance — while lowering risk.
💡 Why is managing risk important?
Markets move in long cycles over multiple years. Periods of boom are inevitably followed by corrections, recessions or busts.
Generating great returns is important - but it’s even more important to not lose money when markets go south.
A good example is the Lost Decade (2000 - 2009).
The S&P 500 returned -10% after 10 years (& plummeted by 50% during the 2008 crisis)
The Nasdaq went down by almost 80% in 2000 and took 15 years to recover
If you have been investing only for the past 10-15 years, you may not have any memory of the pain caused during those years.
For many people that were fully invested in the stock market, it meant years of delay in life-goals such as buying a house or retiring from work 😢
Remember, the markets may bounce back eventually - but not necessarily at a time that is convenient to you
👉️ We want our clients to control their destiny - and not be at the mercy of the markets!
⚖️ How our portfolios compare to passive portfolios or target date funds
Many investors default to using passive portfolios or target date funds. We benchmark ourselves against these funds to help clients understand our performance in context.
For example, a typical aggressive portfolio (or target date fund) will have a permanent allocation of:
90% Stocks (Mix of US + International)
10% Bonds
The InverseWealth aggressive portfolio on the other hand will contain:
Stocks (max of 80%)
Crypto (max of 5%)
Gold / Commodities (max of 25%)
Bonds (generally 15%, but can go all the way to 100%)
Cash (generally 0%, but can can go all the way to 100%)
Comparing the two, the InverseWealth approach:
Has more robust diversification
Has lower stock market risk
Aims to monitor and adjust allocations depending on market conditions
The table below shows performance of these two approaches in 2025 (May - Dec).
Model Portfolio Name | InverseWealth Performance | Benchmark Performance |
|---|---|---|
Aggressive | 15.79% | 19.22% |
Moderately Aggressive | 18.07% | 17.12% |
Moderate | 17.72% | 14.54% |
All Weather (Conservative) | 13.50% | 11.15% |
Source: Altruist. Performance is from inception (May 2025) - Dec 31, 2025. Returns from a model portfolio trading account managed by InverseWealth. Clients may have experienced different results due to individual portfolio customizations, trading deviations and costs. Returns do not account for management fees & taxes. Past performance is not a guarantee or indication of future returns.1
As you can see, 3 out of 4 portfolios outperformed in 2025 🔥
And each portfolio had lower stock market risk compared to its benchmark
👉️ Our clients were able to get great returns - while being better positioned for potential downturns.
What about the portfolio that didn’t beat its benchmark?
We don’t expect every portfolio to beat its benchmark every year - no strategy outperforms every single year. There will be some years that a strategy may lag.
But over the long-term, we believe that our approach - grounded in financial science and rules-based management - has greater odds of coming out ahead.
While taking on lower stock market risk!
🎁 Want a free review of your portfolio?
We would be happy to take a look.
👉️ Book a free consultation
Or just respond to this email.
Sumeet Ganju Sumeet Ganju is the founder of InverseWealth, a fee-only fiduciary RIA, where he helps tech operators and founders turn concentrated equity into lasting wealth. He writes here most Sundays.